Plans for Every Stage of Life
UnitedHealthcare (UHC), the Medicare insurance plans arm of UnitedHealth Group, is the nation's largest Medicare Advantage insurer. Backed by Optum, UHC delivers integrated health and pharmacy benefits.
Service Area: Nationwide
States Served: All 50 states + Puerto Rico
CMS Star Rating: 3.5 out of 5 stars
AM Best Rating: A (Excellent)
Broker Support Line: 1-888-381-8581
Agent Portal: https://www.uhcagents.com
UnitedHealthcare offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling UnitedHealthcare plans. AHIP certification is a prerequisite. Carrier-specific product certification is also required each plan year.
Certification Platform: UnitedHealthcare Agent Learning Center
Complete AHIP, then certify on the UHC Agent Learning Center. UHC requires annual AARP/UHC product certification.
Independent insurance agents looking to contract with UnitedHealthcare can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: UHC pays CMS maximum allowable commissions for MA plans. Volume bonuses available for top producers through FMO partnerships.
UnitedHealthcare supports multiple enrollment methods for licensed agents: