Protective Life

Do Business. Do Good.

TermLifeWholeLifeAnnuity

Protective Life Corporation offers competitive term life, universal life, and whole life products, along with strong fixed annuity and guaranteed income products for retirement planning.

Key Highlights

Carrier Details

Service Area: Nationwide

States Served: All 50 states

AM Best Rating: A+ (Superior)

Broker Support Line: 1-800-866-9933

Agent Portal: https://www.protective.com/agent

Plan Types Offered

Protective Life offers the following plan types for eligible Medicare beneficiaries and insurance consumers:

Certification Requirements

Independent agents must complete the required annual certification before selling Protective Life plans. Carrier-specific product certification is also required each plan year.

Certification Platform: Protective Agent Portal

Life license required. Annuity products require state suitability training. Accelerated underwriting for eligible applicants up to $3M.

Contracting with Protective Life

Independent insurance agents looking to contract with Protective Life can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.

Commission Notes: Protective pays competitive heaped commissions on term and permanent products. Annuity commissions range 3–7% of premium.

Enrollment & Application Options

Protective Life supports multiple enrollment methods for licensed agents:

View full Protective Life agent details →

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