Blue Cross Blue Shield of Greater Philadelphia
Independence Blue Cross (IBX) is the leading health insurer in the Philadelphia region, serving over 8 million members across southeastern Pennsylvania, Delaware, and southern New Jersey. Their Medicare Advantage portfolio includes HMO and PPO plans with access to Independence's extensive four-county Philadelphia-area network, including Penn Medicine, Jefferson Health, and Temple University Health System.
Service Area: Southeastern Pennsylvania, Philadelphia metro area, southern New Jersey, Delaware
States Served: PA, NJ, DE
CMS Star Rating: 4 out of 5 stars
AM Best Rating: A
Broker Support Line: 888-234-3313
Agent Portal: https://www.ihgforms.com/SignIn
Independence Blue Cross offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Independence Blue Cross plans. AHIP certification is a prerequisite. Carrier-specific product certification is also required each plan year.
Certification Platform: IHG Forms / Independence Producer Portal
Annual AHIP certification required. Independence Blue Cross requires annual product certification for Medicare Advantage plans through the IHG Forms producer portal at ihgforms.com. Separate MA and MedSupp certification tracks.
Independent insurance agents looking to contract with Independence Blue Cross can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Independence Blue Cross pays CMS maximum allowable commissions on Medicare Advantage. Medicare Supplement and PDP commissions follow state-approved schedules. Contact your FMO or broker support at 888-234-3313 for the current compensation grid.
Independence Blue Cross supports multiple enrollment methods for licensed agents: