Committed to Agents and Members
Heartland National Life Insurance Company offers Medicare Supplement, ancillary health, annuities, and short-term recovery care products. Known for competitive commissions and agent-friendly operations.
Service Area: Nationwide
States Served: All 50 states
AM Best Rating: Not Rated
Broker Support Line: 1-800-432-1110
Agent Portal: https://www.hnlic.com/agents
Heartland National offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Heartland National plans. Carrier-specific product certification is also required each plan year.
Certification Platform: Heartland National Agent Portal
Pre-appointment required in AL, LA, OH, PA, MT for MedSupp/health products. Annuity sales require Life license, E&O, AML training, NAIC Suitability, and product video.
Independent insurance agents looking to contract with Heartland National can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Heartland National pays competitive commissions with strong renewal rates on MedSupp plans.
Heartland National supports multiple enrollment methods for licensed agents: