Local Roots, National Strength
Essence Healthcare is a Missouri-based Medicare Advantage plan known for exceptional member satisfaction, low premiums, and strong local provider relationships across the St. Louis and Kansas City markets.
Service Area: Missouri (St. Louis & Kansas City markets)
States Served: MO
CMS Star Rating: 4.5 out of 5 stars
AM Best Rating: Not Rated
Broker Support Line: 1-866-597-9560
Agent Portal: https://www.essencehealthcare.com/agents
Essence Healthcare offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Essence Healthcare plans. AHIP certification is a prerequisite. Carrier-specific product certification is also required each plan year.
Certification Platform: Essence Agent Portal
AHIP required. Complete Essence product certification annually. Essence requires upline selection (Agent Pipeline) during contracting.
Independent insurance agents looking to contract with Essence Healthcare can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Essence pays CMS maximum allowable commissions for Medicare Advantage plans.
Essence Healthcare supports multiple enrollment methods for licensed agents: