Final Expense & Life Insurance Specialists
Americo Financial Life and Annuity Insurance Company specializes in final expense whole life and simplified issue life products with same-day underwriting decisions.
Service Area: Nationwide
States Served: All 50 states
AM Best Rating: A (Excellent)
Broker Support Line: 800.231.0801
Agent Portal: https://account.americoagent.com/Identity/Account/Login/?returnUrl=https%3a%2f%2fportal.americoagent.com%2f
Americo Financial Life offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Americo Financial Life plans. Carrier-specific product certification is also required each plan year.
Certification Platform: Americo Agent Portal
Life license required. Simple contracting process. Some products require a brief online product training module.
Independent insurance agents looking to contract with Americo Financial Life can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Americo pays strong first-year commissions on final expense products with solid renewal rates. Commissions typically paid annually.
Americo Financial Life supports multiple enrollment methods for licensed agents: